Your Payments.
Innovated.
Payment Processing | Payment Gateway | ACH | Recurring Billing | Embedded Payments | High-Risk Solutions | APIs & Integrations
One powerful gateway. 160+ processor connections. Flexible payment solutions designed to help businesses accept payments, manage transactions, and scale with confidence.
Whether you are an established merchant, growing eCommerce company, subscription business, high-risk merchant, or technology platform, InnoPay connects the payment technology you need through one streamlined environment.
One Gateway.
160+ Processor Connections.
More options. More flexibility. More ways to move payments forward.
Your business shouldn't have to rebuild its payment infrastructure every time your processing needs change.
InnoPay connects merchants and businesses to a broad network of payment processors, payment methods, technologies, and integrations through one powerful gateway.
One connection can open the door to an entire payment ecosystem.
Payment Processing
Flexible card-processing solutions built around your business.
ACH & eCheck
Electronic payment options designed to expand how customers can pay.
Recurring Payments
Automated billing for subscriptions, memberships, services, and recurring revenue models.
eCommerce
Payment infrastructure designed for online businesses and digital commerce.
Embedded Payments
Integrate payments directly into your platform, application, or customer experience.
API & Developer Solutions
Technology that gives developers the flexibility to build payment experiences around their applications.
Payment Technology
That Works Around Your Business.
Your business isn't one-size-fits-all. Your payment solution shouldn't be either.
Different businesses have different customers, transaction patterns, industries, risk profiles, technology requirements, and growth objectives.
InnoPay takes a flexible approach to payment infrastructure — helping you identify the combination of processing relationships, payment methods, gateway technology, and integrations that makes sense for your business.
We help connect the pieces.Merchant Accounts
Connect your business with appropriate payment-processing relationships.
Payment Gateway
Route and manage transactions through one powerful gateway environment.
Multiple Processing Options
Access a broader ecosystem of processor connections instead of relying on a single path.
Payment Methods
Give customers more ways to pay across digital and traditional channels.
Technology & Integrations
Connect payments to the platforms, software, and systems your business already uses.
Built for Businesses
That Don't Fit the Standard Box.
Payment challenges aren't always simple. Your payment partner shouldn't be either.
Some businesses require specialized payment solutions because of their industry, business model, transaction volume, customer base, or processing history.
InnoPay works with businesses across a wide range of industries and payment environments.
eCommerce
Online merchants that need reliable, flexible payment infrastructure.
High-Risk & Regulated Businesses
Specialized payment environments for businesses operating in complex or regulated industries.
CBD & Hemp
Payment solutions for businesses operating within evolving regulatory environments.
Subscription & Recurring Revenue
Flexible recurring payment infrastructure for memberships, subscriptions, and continuity programs.
Nutraceuticals & Wellness
Payment solutions for businesses operating in the health, wellness, and supplement marketplace.
SaaS & Technology
Payment infrastructure designed for technology companies and software platforms.
B2B & Professional Services
Card, ACH, invoicing, and payment solutions for business-to-business environments.
Retail & Multi-Channel Businesses
Payment acceptance across physical and digital customer experiences.
Because payments should create possibilities — not limitations.
160+ Processor Connections
One gateway connected to a broad payment ecosystem gives your business more flexibility as your needs evolve.
Flexible Payment Infrastructure
Build a payment environment around your business instead of forcing your business into a predetermined model.
Multiple Payment Options
Support cards, ACH, recurring payments, eCommerce transactions, and additional payment technologies.
Technology-First Approach
Modern gateway, API, integration, and embedded-payment capabilities designed for today's businesses.
Transparency
Clear communication and straightforward payment relationships without unnecessary complexity.
Human Support
Technology matters. So does having someone who understands your business and can help when you need it.
One Payment Partner.
More Possibilities.
Stop thinking about payments as a single processor.
Think of them as an ecosystem.
Your customers expect convenient payment options.
Your business expects reliable processing.
Your technology team expects flexibility.
Your finance team expects transparency.
Your customers expect security.
InnoPay brings those requirements together through one connected payment environment.
INNOPAY
PAYMENT ECOSYSTEM
Simple for you.
Powerful behind the scenes.
Understand
We start by understanding your business.
Your industry. Your customers. Your transaction volume. Your current processing environment. Your technology. Your goals.Build
We identify the payment infrastructure that fits your requirements.
Processing relationships. Gateway technology. Payment methods. Integrations. Recurring billing. ACH. APIs.Connect
We bring the pieces together through a streamlined payment environment designed to help your business operate and grow.
Support
As your business evolves, your payment environment can evolve with it.
Security Isn't
An Add-On.
It's part of the infrastructure.
Payment technology must be built with security and compliance in mind from the beginning.
InnoPay's payment ecosystem is designed to support secure transaction processing through technologies and controls appropriate to the payment environment.
Learn About Security →Security-focused infrastructure
Encryption
Tokenization
Fraud-prevention capabilities
Payment authentication technologies
PCI-focused payment environments
Secure APIs & integrations
Built for Today.
Ready for What's Next.
Payments are changing quickly.
Your payment infrastructure needs to be able to change with them.
InnoPay's goal is simple:
Keep your business moving forward.
Real Businesses.
Real Payment Solutions.
See how businesses are using InnoPay to solve payment challenges.
A Better Path for Complex eCommerce
How a growing eCommerce business used a flexible payment environment to expand its processing options.
Tell Me More →Building Recurring Revenue Around Better Payments
How recurring payment technology helped create a more streamlined customer billing experience.
Tell Me More →One Gateway. Multiple Processing Options.
How a business leveraged flexible processor connectivity to build a more adaptable payment environment.
Tell Me More →
Payments built
around you.
Merchants
Take payments across the channels your customers use most — with infrastructure that can evolve with your business.
For Merchants →ISOs & Partners
Give your portfolio access to flexible payment infrastructure and a gateway ecosystem designed for partnership.
Partner With Us →SaaS & Software
Embed payments into your platform and create a seamless, native customer experience.
For Software →Enterprise
Build a scalable payment environment around your operational, technology and processing requirements.
For Enterprise →
A clearer path
to better payments.
We start with your business, understand the payment environment you're working with and build the right infrastructure around it.
Understand
We listen and learn about your business, industry, processing history or payment requirement.
Build
We identify the appropriate payment processing partnership, gateway, payment methods and integrations.
Integrate
We integrate your payment environment and help you begin your journey.
Why InnoPay vs.
traditional processors?
Not attacking the competition — just explaining the difference.
From low risk to high risk.
InnoPay can support businesses that don't fit the standard box.
Whether you're an established merchant, growing eCommerce company, subscription business, regulated merchant or technology platform, we work to understand your requirements and connect the payment infrastructure your business needs.
Discuss your business requirements →
Trust is built
into every transaction.
Payment technology should make your business more capable without making your risk profile more complicated. InnoPay is designed around secure payment practices, modern data protection and scalable infrastructure.
Discuss your security requirements →
No Smoke.
No Mirrors.
Just payments that make sense.
Payment processing shouldn't require a dictionary.
We believe businesses deserve clear answers about how their payments work, what they're paying for, and where their transactions are going.
That's why we focus on straightforward communication, transparent relationships, and payment technology that makes sense.
Technology that
gets out of the way.
Connect payment technology to the systems your business already uses — with infrastructure designed to adapt as your requirements change.
// create a payment
payment = innopay.payments.create({
amount: 25000,
currency: "USD",
method: "card",
capture: true
});
// built to connect
gateway → 160+ processor connections
Payment Questions?
We've got answers.
If your question isn't answered below, we're happy to discuss your specific payment environment.
Talk to an InnoPay Specialist →What is a payment gateway? +
A payment gateway securely connects your business, customers, and payment-processing environment so transactions can be authorized and completed.
What is the difference between a processor and a gateway? +
A processor handles the movement and authorization of payment transactions, while a gateway provides the technology that securely connects the transaction between your business and the appropriate payment infrastructure.
Can InnoPay work with existing technology? +
In many cases, yes. InnoPay offers gateway, API, and integration capabilities designed to connect with a variety of business platforms and payment environments.
Do you work with high-risk businesses? +
InnoPay works with businesses across a variety of industries and processing environments, including businesses that may require specialized payment solutions. Each business is evaluated based on its specific circumstances and requirements.
Can I accept recurring payments? +
Yes. InnoPay supports recurring-payment solutions for qualifying businesses and business models.
Can I accept ACH? +
Yes. ACH and electronic payment options can be incorporated into appropriate payment environments.
Ready to Move Your
Payments Forward?
Let's build a payment environment around your business.
Whether you're looking for a new payment-processing relationship, a more flexible gateway, additional payment options, recurring billing, ACH, embedded payments, or a solution for a more complex processing environment, let's start with a conversation.
YOUR PAYMENTS SHOULD BE AS WELL.